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Do you need a more reasonably priced insurance policy in the 37918-area? Let Direct Auto & Life Insurance help you find the right insurance policy for your budget. At Direct, we provide a range of coverage levels, including the state minimum, and also offer flexible policy payment plans.† We know that each and every customer has different needs, and we work with each to meet their needs.

Many types of drivers choose Direct Auto for the insurance needs. Our range of coverage choices is a great combination of affordability and quality. Whether you're buying car insurance for the first time, or if you are a driver recovering from a poor driving record who has been labeled "high-risk" because of an SR22 or lapse in auto insurance coverage, Direct welcomes all drivers to apply for coverage.

We specialize in working with Tennessee drivers who are dealing with unique circumstances like poor records, non-standard insurance needs, or a high-risk status. Your representative can help you choose the coverage that's right for your situation, lay out a schedule for your payments,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

If you're in need of car, life, or motorcycle insurance at an affordable rate, you may want to partner with Direct Auto & Life Insurance. Our status as a non-standard auto insurance provider will change the way you think about minimum coverage insurance. Call your Direct Auto representative in 37918 to see how much you could be saving on your car insurance!

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. The police can have your vehicle towed on the spot if you don’t have proof of insurance. On January 1, 2017, Tennessee put into place a state-of-the-art insurance verification system. This new program can locate uninsured drivers by accessing vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.