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Are you worried about being able to afford car insurance? Often, people think that insurance is too complicated to understand, plus too pricy to pay for. At Direct Auto & Life Insurance, we think it should be easy. Our customers in Knoxville can depend on a wide selection of coverage backed by outstanding service.

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. We offer car rental reimbursement, coverage for medical payments, bodily injury liability coverage, and more. And with one of our personalized payment plans, paying for your car insurance could be a little easier.* When purchasing your policy, just pick your payment date,* sort through how often you'll pay, and decide on the amount of your down payment.† Pay up front or space out your payments. Plus, our variety of discounts make car insurance even more affordable for eligible policyholders.‡ From company switchover discounts to deals for good students, we want the best for our Knoxville customers. Regardless of your insurance history, trust Direct Auto to provide you with the services you want, the coverage you need, and respect you deserve.

Car insurance may not be the cheapest part of your budget, but with one of our customized payment plans, it could be less stressful to pay for.* Call 1-877-GO-DIRECT to get started and find out how you could save today! You can get a free car insurance quote and start discovering ways you could spend less on car insurance.

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Law enforcement officials are legally allowed to have your vehicle towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of Tennessee implemented an online insurance verification program. The system can track down uninsured drivers through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.