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It's an uncomfortable issue to think about, but if you have loved ones counting on you for financial support then you should consider how your absence could impact their comfort and financial security. For many, those loved ones would face a loss of income and a lot of bills. What if you could take steps, today, to help avoid this type of situation?

With term life insurance, you can worry a little less about the financial burden your passing would have on those who depend on you. This kind of life insurance provides you with a pre-set level of coverage for a certain period of time, or "term." What could life insurance be used for? Your beneficiaries could use it to help pay for a number of needs that might arise in the event of your passing. From assistance with everything from school bills and car payments, to medical costs and grocery bills, you can trust this kind of coverage to bring your beneficiaries peace of mind during an emotionally difficult period of time.

Wondering where to get term life insurance? When you buy individual term life insurance from Direct Auto & Life Insurance in Knoxville, you'll get an affordable rate and a policy that can give you and your family some peace of mind. Don't worry—there is no medical exam. You just have to answer a few simple health questions. If you qualify, your term life policy is guaranteed to renew at the same rate for 2 additional years without regard to your health or age. What's more, by bundling your policy with Direct Auto car insurance, you won't have to put additional money down to get started.

If you want to learn more about life insurance options from Direct Auto, call 1-877-GO-DIRECT for a free quote, or talk with a representative at your Knoxville, Tennessee Direct Auto location.*

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As of July 1, 2015, the fine for being an uninsured driver in Tennessee increased from $100 to $300 (and it's a Class A Misdemeanor). After January 1, 2016, police officers could have your auto immediately towed if you are not able to provide proof of insurance. Prior to January 1, 2017, Tennessee will be working on implementing an online program to verify drivers’ insurance. The system has the ability to identify uninsured drivers through their vehicle registrations. Vehicle owners without insurance will not be able to renew their vehicle's registration.