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As a student, you know how to appreciate a good bargain, especially when you're shopping for car insurance. Your local Direct Auto & Life Insurance can help. We make it our mission to help university students like you get Tennessee-required car insurance coverage and more, so you keep your budget intact and keep your car covered.

Here at Direct Auto we know that living as a student can put real stress on your finances. Between tuition every semester, course books, and the simple cost of living, being a college student in today's world means being smart about managing your money. That's one reason so many students choose Direct Auto. We work to get you car insurance that's both student-friendly, and budget-friendly. Students of all kinds are welcome to apply for coverage and work with us to find an insurance solution. We understand that paying for car insurance can feel challenging but we're dedicated to simplifying low-cost coverage for college students. Whether you're shopping for coverage that just meets Tennessee requirements or you want more than that with services like an emergency protection plan, Direct Auto can make it happen. With the option to personalize your payment plan, add-ons like the NetSpend┬ę Prepaid MasterCard┬ę, and more, we provide you with the resources you need to get covered and stay covered. Plus, your local agent can help you start your policy, talk you through your personalized payment schedule, and answer any questions you may have, from quote to purchase! and answer any questions you may have, from quote to purchase! That's why so many college students work with Direct Auto for low-cost coverage.

Ready to begin? Ask your nearby representative about insurance discounts, low rates, and other ways college students are saving on car insurance in Knoxville. Give us a call at 1-877-GO-DIRECT, go online, or stop by your nearby Direct Auto location to get your free quote today!

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Law enforcement officials can take legal action to have your vehicle towed on the spot if you are unable to produce proof of valid insurance. On January 1, 2017, the state of TN put into place a new online insurance verification program. This digital program tracks down uninsured drivers through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.