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Direct Auto & Life Insurance is your nearby Lafayette, Tennessee insurance company. We have affordable coverage that meets your car, motorcycle, and life insurance needs. A Direct Auto office near Lafayette can provide you with car insurance that satisfies the state minimums.

We'll help you understand coverage definitions and the consequences for not having the right coverage in your state, all while keeping your budget and insurance history in mind. Unsure how much insurance coverage your state requires? We're familiar with how to get the minimum car insurance for Tennessee, and get you proof of insurance fast. Your coverage can be fine-tuned to fit your budget and lifestyle, so whether you're looking for better car or motorcycle coverage, or life insurance, we can help.* We believe that low-cost insurance shouldn't come with less than exceptional customer service. Each and every customer is equally important and valued. From the ability to access your account online to the expertise you get with our experienced Lafayette-area representatives, we work to surprise our customers with an exceptional level of service.

To see how you could start saving on car insurance near Lafayette, contact Direct Auto today. At Direct Auto, you can count on our customizable payment plans,‡ a wide range of choices, and personalized customer service. Call or stop by a Direct Auto location near Lafayette to get a free auto insurance quote and learn more about your many options!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Police officers can have your vehicle towed immediately if you cannot produce proof of valid insurance. On January 1, 2017, the state of Tennessee put into place a new online insurance verification program. The system has the ability to identify uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.