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It's an uncomfortable issue to think about, but if you have family members or dependants that count on you for financial support, it's worth your time to consider how they would be impacted if you were suddenly gone. Often, this scenario means loved ones are left with monthly bills and funeral costs they're not sure how to pay for. Take action now to help ensure your family's financial health.

Term life insurance is an easy way to help your loved ones cover the expenses that a death can impose on families and dependents. With this type of life insurance, you receive a pre-set amount of coverage that is guaranteed for a specific amount of time, or term. What is life insurance used for? It could cover a variety of costs that could arise in the event of the death of the policyholder. From assistance with everything from school bills and car payments, to medical costs and grocery bills, you can trust this kind of coverage to bring your beneficiaries peace of mind during an emotionally difficult period of time.

Where can you get term life insurance? Visit with a representative at your nearby Direct Auto & Life Insurance in Lakeland to see how affordable and easy-to-understand a term life policy can be. There's no extensive medical examination, simply answer a few health related questions. If you're eligible, your term life policy is guaranteed to renew for two years at the same premium. What's more, should you choose to buy both life insurance and car insurance through Direct Auto, you won't be required to make an additional down payment on your policy.

If you want to learn more about life insurance options from Direct Auto, call 1-877-GO-DIRECT for a free quote, or talk with a representative at your Lakeland, Tennessee Direct Auto location.*

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As of July 1, 2015, drivers in Tennessee who do not have proper insurance face a fine of $300, up from the previous $100 fine. After January 1, 2016, law enforcement agents can have you car immediately towed away if proof of valid insurance is not produced. Leading up to January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. Once implemented, the program will find uninsured drivers through their vehicle registrations. Vehicles identified as having uninsured owners will not be eligible for registration renewal.