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Looking for a low-cost car insurance policy that better fits the budget of a college student? Direct Auto & Life Insurance in is here to help. We make it our mission to help university students like you get a policy that not only meets Tennessee's insurance requirements, but also meets your needs as a young driver so you'll keep your budget happy and keep your vehicle better protected.

Here at Direct Auto we know that there's little wiggle room in a student's budget. Between tuition every semester, course books, everyday necessities, going to college means being careful about your bank account. That's what's so great about Direct Auto! We work with students to make sure their car insurance fits nicely into their budget. If you're a student, we encourage you to apply for coverage today. One of our representatives would love to help you get the coverage you need. We know that shopping for car insurance can seem tough but we strive to make it as easy as we can for college students. Whether you're simply working to satisfy Tennessee's financial responsibility requirements or you want the additional protection that a roadside assistance or emergency protection plan could afford, Direct Auto has it. With so many convenient ways to pay, more than 400 office locations, and more, we provide you with the resources you need to get covered and stay covered. Plus, your local representative can help you set up your policy, walk you through your customized payment plan, and answer any questions you have along the way. and answer any questions you have along the way. That's why students pick Direct Auto as their car insurance company.

Ready to see if you could save? Talk to your local representative about all of the insurance discounts you're eligible for, affordable rates, and other ways students can save on auto insurance in Lakeland. Call 1-877-GO-DIRECT or visit your nearby Direct Auto location for a free quote today!

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Law enforcement agents could have your vehicle towed immediately if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee implemented a new insurance verification program, available online. This digital program tracks down drivers who do not have valid insurance, all through vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.