Direct Locations Near You

Get Your Quote

Near 38451, how can you get cheap insurance? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you're looking for car insurance, motorcycle insurance, or term life insurance.† From uninsured motorist coverage to towing coverage, you'll find the right coverage here.

We also present our customers with a variety of discounts.‡ For example, if you are a safe driver, or have coverage for multiple cars, or want to get multiple products, you could be eligible for a discount on your insurance. We can even simplify the process of making insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Select the day of the month you want to pay, plan your future payment schedule, and determine your down payment.‖ Have questions about payment plans? Visit your Direct Auto near 38451 and learn more about your payment options. Or, chat with a representative online!

At the Direct Auto location near you, we're familiar with your state's insurance requirements, so whether you're looking for better auto or motorcycle coverage, or the peace-of-mind that comes with a roadside assistance plan, we're ready to take care of you.† Visit or call your Direct Auto near 38451 for a free quote and to learn more about the perks of being a policyholder with Direct!

Get Your Quote

The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Officers of the law can have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee implemented an online program to verify drivers’ insurance. The system is designed to track down uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.