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Are you trying to find cheap insurance in 38464? Direct Auto & Life Insurance can change the way you think about affordable car insurance. We'll help you find the right coverage and also the right payment plan for you.† We know that each customer has unique requirements, so we make it our mission to work with you to help you get what you need.

Direct Auto can assist many different types of drivers with their insurance needs. Our wide variety of coverage options can accommodate any budget. Whether you're researching low-cost car insurance for the first time, or if you're a driver who is considered "high-risk" by other insurance companies because of an SR22 or lapse in auto insurance coverage, Direct encourages all types of drivers to apply for coverage.

We specialize in working with Tennessee drivers to meet insurance requirements, by providing quick proof of coverage and working to find the right rate for each customer.‡ Your representative can help you choose the coverage that's right for your situation, set up a personalized plan for payments,† and sort through other questions you may have along the way.

Whether it's motorcycle insurance, non-standard auto insurance, or life insurance, get to know Direct Auto & Life Insurance. Our great products and services will change the way you think about non-standard auto insurance. Call your Direct Auto representative in 38464 to see how much you could be saving on your car insurance!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Law enforcement agents could legally have your car towed immediately if you are unable to produce proof of valid insurance. On January 1, 2017, Tennessee instituted a new online system to verify drivers’ insurance. This digital program tracks down uninsured drivers through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.