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Looking for cheap insurance near 38477? Turn to Direct Auto & Life Insurance for the low-cost car insurance you're looking for. Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. Our representatives are dedicated to keeping your budget and expectations in mind, whether you are looking to meet state car insurance requirements, you need motorcycle insurance, or plan for auto accident emergencies.† From uninsured motorist coverage to rental car reimbursement, we've got you covered.

We also provide eligible policyholders with great discounts.‡ For example, if you are a safe driver, or are renewing your policy with us, or are a returning Direct Auto customer, you could be eligible for a discount on your insurance. We could even make paying for your insurance simpler and more convenient. We'll work with you to help you create a customized payment plan--in just three steps!‡ Pick the day of the month your payment is due, plan your payment schedule, and decide the amount of your down payment.‖ You can discuss your payment plan in-store at your 38477-area Direct Auto or give us a call.

We have experience with unique situations and budgets, so whether you need to insure your car or motorcycle, or extra protection with roadside assistance, we can take care of you.† Visit your local 38477-area office today and learn how you could benefit from the expertise, service, and options that Direct Auto provides its customers.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Law enforcement officials can have your vehicle towed on the spot if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee put into place an online program to verify drivers’ insurance. The program can locate uninsured drivers through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.