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Looking for cheap insurance near 37086? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. Work with local Direct Auto representative to pick out your coverage and meet your state's car insurance requirements. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you are looking to meet state car insurance requirements, you need motorcycle insurance, or plan for auto accident emergencies.† From comprehensive and collision coverage to rental car reimbursement, you'll find the coverage you need.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or have coverage for multiple cars, or are a returning Direct Auto customer, the cost of your insurance could go down! We may even be able to simplify how you make your insurance payments. We'll help you setup your payment plan in three simple steps.§ Select the day of the month you want to pay, plan your future payment schedule, and decide the amount of your down payment.‖ Talk your payment plan over with your in-store agent or over the phone with your 37086-area Direct Auto representative.

Our coverage selections work with your budget, so whether you're looking for better auto or motorcycle coverage, or extra protection with roadside assistance, we have what you're looking for.† Visit or call your Direct Auto near 37086 for a free quote and to learn more about the perks of being a policyholder with Direct!

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Law enforcement officials can take legal action to have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of Tennessee put into place a state-of-the-art insurance verification system. This new program can locate drivers who do not have valid insurance, all through vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.