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Drivers near McMinnville, Tennessee rely on Direct Auto & Life Insurance for affordable coverage. We have great car, motorcycle, and life insurance policies. Customers can rely on their Direct Auto office near McMinnville to offer reasonably-priced policies that take care of their insurance needs.

We can help whether you're navigating all the different kinds of auto coverage or examining the legal consequences of not having the right amount of state-required car insurance, all while working with your special circumstances (like an SR22). Don't know how much coverage is right for your state? We specialize in helping drivers meet Tennessee's insurance requirements, and at an affordable rate too. Your coverage can be fine-tuned to fit your budget and lifestyle, so whether you're in need of car insurance or motorcycle insurance, or the additional peace-of-mind of an emergency protection plan, we have what you need.* Make no mistake: "low-price" insurance doesn't mean "low-quality." Each and every customer is equally important and valued. From online access to your account, to the experience our representatives can offer, we know how to take care of our customers.

To change the way you get and pay for your insurance, turn to your Direct Auto location near McMinnville. At Direct Auto, you can count on our affordable coverage rates,‡ many coverage choices, and excellent customer service. Call or stop by a Direct Auto location near McMinnville to get a free auto insurance quote and learn more about your many options!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Officers of the law are legally allowed to have your vehicle towed immediately if you don’t have proof of insurance. On January 1, 2017, Tennessee put into place a new insurance verification program, available online. The system can track down drivers who do not have valid insurance, all through vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.