Direct Locations Near You

Get Your Quote

Are you trying to find cheap insurance in near 38126? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you want coverage for your motorcycle, car, or just to better prepare for a roadside emergency.† From comprehensive and collision coverage to coverage for medical payments, you can trust that we've got you covered.

We work to help you identify all of the discounts you're eligible for.‡ For example, if you are a good student, or an active military service member, or are switching from a different company, we could help you lower your insurance cost. We can even simplify the process of making insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Simply choose the date of the month your payment is due, plan your payment schedule, and decide on a down payment amount.‖ Call Direct Auto near 38126 to learn more about payment plans, or stop by the office.

Our coverage selections are meant to serve customers with specific financial needs, so whether you need auto insurance for your vehicle or term life insurance to help protect your family's financial future, we have what you need.† Visit or call your Direct Auto near 38126 for a free quote and to learn more about the perks of being a policyholder with Direct!

Get Your Quote

Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Law enforcement officials could legally have your auto immediately towed if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee implemented an online insurance verification program. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.