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Looking for cheap insurance near 38641? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. Work with local Direct Auto representative to pick out your coverage and meet your state's car insurance requirements. Our representatives are dedicated to keeping your budget and expectations in mind, whether you're looking for car insurance, motorcycle insurance, or term life insurance.† From liability coverage to coverage for medical payments, we can handle it.

We also provide eligible customers with lots of different discounts.‡ For example, if you are a homeowner, or an active military service member, or are switching from a different company, we could help you lower your insurance cost. When it comes to paying for your insurance, we make that easy on you, too. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Choose the date of the month you'd like your payment to be due, plan your payment schedule, and determine your down payment.‖ Call your Direct Auto representative near 38641 to see if you could be saving more on car insurance, plus how a payment plan could make it easier for you to pay for your insurance. Call, go online, or stop by today!

Our coverage selections are meant to serve customers with specific financial needs, so whether you need auto insurance for your vehicle or emergency protection to help cover unexpected auto accident expenses, we're ready to take care of you.† Call or stop by a Direct Auto location near 38641 to get a free auto insurance quote and learn more about your many options!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement officials could have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, Tennessee implemented a new insurance verification program, available online. This new program can locate drivers who have not purchased valid insurance through their vehicle registration information. Owners without insurance will be unable to renew their vehicle’s registration.