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How can you get cheap insurance in the 37201 area? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. Our representatives are dedicated to keeping your budget and expectations in mind, whether you're looking for car insurance, motorcycle insurance, or term life insurance.† From liability coverage to coverage for medical payments, you can trust that we've got you covered.

We work to help you identify all of the discounts you're eligible for.‡ For example, if you are a homeowner, or are renewing your policy with us, or want to get multiple products, you may be able to lower the cost of your insurance coverage. We may even be able to simplify how you make your insurance payments. In only three steps, we can accommodate your preferred payment schedule.§ Simply choose the date of the month your payment is due, plan your payment schedule according to your spending ability, and decide the amount of your down payment.‖ Call Direct Auto near 37201 to learn more about payment plans, or stop by the office.

At your local Direct Auto, we know affordable insurance, so whether you are looking for a better auto policy or term life insurance to help protect your family's financial future, we can take care of you.† Visit or call your Direct Auto near 37201 for a free quote and to learn more about the perks of being a policyholder with Direct!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement officials are legally allowed to have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee implemented a new insurance verification program, available online. This new program can locate drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.