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How can you get cheap insurance in the 37204 area? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. Working with your area Direct Auto representative is a great way to find out what your options are and then choose the best insurance coverage level for your needs. Your representative is focused on helping you get the most out of your insurance policy, whether you're looking for car insurance, motorcycle insurance, or term life insurance.† From uninsured motorist coverage to coverage for medical payments, we've got you covered.

We are also proud to offer our customers many discounts.‡ For example, if you are a good student, or an active military service member, or are a returning Direct Auto customer, you could be eligible for a discount on your insurance. We like to make it easy for you to pay your insurance, too. We'll help you setup your payment plan in three simple steps.§ Select the day of the month you want to pay, plan your future payment schedule, and establish your down payment amount.‖ Talk your payment plan over with your in-store agent or over the phone with your 37204-area Direct Auto representative.

At the Direct Auto location near you, we're familiar with your state's insurance requirements, so whether you are looking for a better auto policy or the peace-of-mind that comes with a roadside assistance plan, we can help.† Call or visit your 37204-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Police officers could have your car towed on the spot if you are unable to produce proof of valid insurance. On January 1, 2017, Tennessee implemented an online program to verify drivers’ insurance. This digital program tracks down uninsured drivers through their vehicle registrations. Vehicles identified as having uninsured owners will not be eligible for registration renewal.