It's a difficult topic to think about, but anyone who is financially responsible for a loved one should take a close look at how the people who depend on them would be affected if they were suddenly gone. For many, those loved ones would face a loss of income and a lot of bills. Take steps now to help avoid this type of situation.
With term life insurance, you can worry a little less about the financial burden your passing would have on those who depend on you. What is term life insurance? "Term" simply means a specific period of time, during which you have a guaranteed predetermined level of financial coverage. What's the purpose of life insurance? Should the unthinkable occur within the term, the policy would pay beneficiaries the set amount of money that they could use for a variety of expenses. Whether the policy proceeds are used to help pay the rent or cover your final funeral expenses, this kind of policy is a way to guarantee that your beneficiaries will have some financial help during a difficult time.
Where can you get term life insurance? Visit with a representative at your nearby Direct Auto & Life Insurance in Oak Ridge to see how affordable and easy-to-understand a term life policy can be. Don't worry—there is no medical exam. You just have to answer a few simple health questions. If you qualify, your term life policy is guaranteed to renew at the same rate for 2 additional years without regard to your health or age. What's more, should you choose to buy both life insurance and car insurance through Direct Auto, you won't be required to make an additional down payment on your policy.
Work towards preparing a better financial future for your loved ones with term life insurance. Visit your Oak Ridge Direct Auto & Life Insurance or call 1-877-GO-DIRECT for your free quote today!