Senior Citizen Discounts

Direct Locations Near You

Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen auto insurance discount from Oak Ridge's Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on the state you reside in, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What can senior drivers in Oak Ridge do to qualify? Eligibility requirements and qualifying coverages are different in every state. In general, you might be eligible for a senior citizen car insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These classes are sometimes referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!

Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Tennessee! We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Oak Ridge!

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