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Direct Auto & Life Insurance is your Smyrna, Tennessee insurance company. Get covered with a car, motorcycle, and even term life policy.

Our Smyrna representatives are experienced, knowledgeable, and ready to assist you. We know how to help you get the right level of coverage. Whether you are looking to meet Tennessee car insurance laws, working through the details of an SR22, or looking for affordable motorcycle insurance,* our representatives are ready to help you. What's more, we offer low-cost roadside assistance, term life insurance,† plus emergency protection plans to help pay for the unforeseen expenses of a car accident.‡ Smyrna policyholders could lower their rates even more with discounts like§ multi-car, military, and prior coverage discounts. We believe that each and every customer is equally important and valued. Coordinate with your representative to select coverage that's unique to you and your family, customize a unique payment plan,‖ and work through any questions you have about getting insured.

Purchase insurance with Direct Auto and you'll find the coverage you need, the great services you want, and be treated with the respect you deserve. Are you ready? Ask your Smyrna agent today about affordable coverage for you and your family. You can drive easy knowing that great service is our top priority! Get started by visiting or calling your local Direct Auto location in Smyrna, Tennessee or calling 1-877-GO-DIRECT.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Officers of the law could have your vehicle towed immediately if proof of valid insurance is not produced. On January 1, 2017, Tennessee put into place a new online insurance verification program. The system can track down drivers who have not purchased valid insurance through their vehicle registration information. Vehicles that are owned by uninsured drivers will be ineligible for renewal.