Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a senior citizen discount on car insurance in Belton from Direct Auto & Life Insurance. The unfortunate fact is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on where you live, you might be able to pay less for helpful coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
Who qualifies as a senior driver in Belton? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior auto insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These courses can also be referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save money on auto insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Texas? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Belton!