Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a car insurance discount for seniors in Taylor from Direct Auto & Life Insurance. The unfortunate fact is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for eligible older drivers! Depending on your state, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What can senior drivers in Taylor do to qualify? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you may be eligible for a senior discount on car insurance if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save more money on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Texas? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Taylor today!