Want to see savings based on your years of driving experience? Now you probably can, with a senior citizen auto insurance discount from Chesapeake's Direct Auto & Life Insurance. The harsh truth is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on your state, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
Who qualifies as a senior driver in Chesapeake? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior auto insurance discount if you're 55 years old or older; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. The courses are entirely online in some states. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with confidence when you choose Direct Auto & Life for car insurance. It's time you worked with one of the best auto insurance companies for seniors in Virginia! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Chesapeake!