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Want to see savings based on your years of driving experience? There's a good chance you can, with a senior citizen discount on car insurance in Hampton from Direct Auto & Life Insurance. The unfortunate fact is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What does it take to qualify as a senior driver in Hampton? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior citizen car insurance discount if you're over age 55; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. In other states, these classes also have a driving and classroom element. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save more money on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in Virginia? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Hampton!

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